What Microsoft Copilot does
- Chat, grounded search answers and content drafting
- Image creation
- Researcher (formerly Deep Research) and Guided Learning mode
- Copilot in Word, Excel, PowerPoint and Outlook with Microsoft 365 Personal, Family, Premium or Pro
- Works across Windows, Mac, Edge and mobile
Plans and prices
| Plan | Price | Notes |
|---|---|---|
| Microsoft 365 Personal | $9.99/month or $99.99/year | 1 person; 1 TB OneDrive; auto-renews; 1-month free trial |
| Microsoft 365 Family | $12.99/month or $129.99/year | Up to 6 people; AI features for the subscription owner only |
| Microsoft 365 Premium | $19.99/month or $199.99/year | Higher AI usage plus limited agentic features such as Researcher |
| Microsoft 365 Pro | $99.99/month | Monthly billing only; highest usage limits |
Prices in USD as shown on Microsoft's official US Copilot pricing page for individuals; India and other regional prices may differ. Business plans are priced separately. Checked on 2026-11-05.
Good to know
- AI usage is tied to credits and allowances; features are unavailable until they reset once used up
- On the Family plan only the subscription owner gets the AI features
- Minimum age requirements may apply to AI features
Who it suits
Windows and Microsoft 365 users who want AI help inside Office apps as well as a standalone chat assistant.
Questions
Is Microsoft Copilot free?
A limited free version is available with a signed-in Microsoft account, subject to capacity and usage limits.
How much does Microsoft Copilot cost?
Paid plans start from $9.99/month or $99.99/year. Prices in USD as shown on Microsoft's official US Copilot pricing page for individuals; India and other regional prices may differ. Business plans are priced separately.
Who makes Microsoft Copilot?
Microsoft Copilot is made by Microsoft.
Who is Microsoft Copilot for?
Windows and Microsoft 365 users who want AI help inside Office apps as well as a standalone chat assistant.
Sources
- copilot.com
- www.microsoft.com/en-us/microsoft-365-copilot/pricing/individuals
- www.microsoft.com/en-us/microsoft-365-copilot/personal
Facts from the official pages listed above, in our own words. Techpings is independent and not affiliated with the companies listed. Some links are affiliate links (disclosure).